I know what you are thinking. Why the heck would I get a LaQuinta VISA card? Before you unleash the hounds on me, let me justify why I picked up this card. First of all, its very colorful! Its a bright green, flashy looking card, that almost resembles something you would find in a Fisher Price money play set. I call it curb appeal for your wallet! However, that’s not why picked it up. See, my last churn, I needed to pick up at least 4 cards, and I already had 3 Chase cards, 4 American Express cards, and 4 Citibank cards. I needed something from a bank I haven’t applied from, and First Bank of Omaha was it. They are the issuing bank for this card. I had some offers in the mail from them before, for an American Express card they offered, but they offered no sign up bonus of any kind. Just no-annual fee, with a 0.0% APR for the first year. No good, because I always pay my balance in full. Interest is for suckers!
Here are some details for the LaQuinta Rewards Signature VISA card:
- 20,000 bonus points after first purchase
- Automatic GOLD Status in their LaQuinta Rewards program
- 2 points per dollar spent on gas, dining, and car rentals
- 17 points per dollar spent at LaQuinta Hotels and Inn’s
- Free nights start at 6,000 points
20,000 points can get you two free nights at almost any of the LaQuinta locations, but they vary from state to state. Once you sign up for a LaQuinta Returns account, you will be able to see how many points get you what. You can also redeem the points for gift cards, transfers to various airlines programs, such as American, Alaska, US Airways, Southwest, but the ratio is terrible, and I think you are better off using the points for free nights. The points will be handy to have in case you need to do an overnighter at a gateway city like LAX/SFO for an international itinerary, or a road trip to Cali or something. I’m sure you will find a purpose for it. The card has no annual fee, so you don’t have to worry about getting charged after one year of card membership.